Early access
Splitting the bill actually feels fun
Social payments app that turns splitting into a playful flow.
No spam — one email when we open the doors.
Why join Disco
The deal
Interchange on instant settlements plus 1.5% instant-cashout fee
Built for
Gen-Z and millennial friend groups who split rent, trips, and nights out
Why now
Instant bank rails (FedNow) finally make free real-time settlement viable at consumer scale
The way this works today is broken
- Splitting a group bill still means awkward math and chasing friends.
- Existing apps feel like spreadsheets, so people just forget to pay.
- Settling up kills the vibe at the end of a night.
What Disco does
- Social payments app that turns splitting into a playful flow.
- Snap the receipt, tap who's in, balances settle instantly.
- Feels like a group chat, not an accounting ledger.