Early access
Send money in seconds, no account number
A mobile wallet that sends to any phone number instantly
No spam — one email when we open the doors.
Why join Mofi
The deal
Free P2P; 1.5% instant-cashout fee, interchange on linked card
Built for
Young adults 18-30 who split rent, meals, and trips often
Why now
5.2B digital-wallet users in 2026, yet P2P stays fragmented per app
The way this works today is broken
- Bank transfers take days and demand IBANs nobody remembers
- Existing wallets are walled gardens that don't talk to each other
- Splitting a bill still means awkward 'what's your @handle' fumbling
What Mofi does
- A mobile wallet that sends to any phone number instantly
- Recipient claims via link even before they install the app
- 10x: transfers settle in seconds with zero account-number friction